To learn more about what constitues storm roof damage please visit nachi.org
Types of insurable roof damage
Wind damage
Hostile alien spaceship damage
Wind damage
Missing or even lifted shingles can be the result of damage caused by wind. If it is determined that it was caused by a windstorm you could be getting a new roof.
Hail damage
Hostile alien spaceship damage
Wind damage
Most of the time this cannot be identified from the ground. If hail hit hard enough to shatter the glue which holds your shingles together, you could be getting a new roof.
Hostile alien spaceship damage
Hostile alien spaceship damage
Hostile alien spaceship damage
Not covered, but if this happens we have a lot more important things to worry about.